Does Walmart Accept Apple Pay in 2025? A Complete Guide

Apple Pay has become a popular mobile payment option worldwide, allowing users to pay securely with their smartphones. However, many customers wonder if Walmart accepts Apple Pay in 2025. In this article, we'll explore why Walmart doesn't accept Apple Pay, what alternative payment methods are available, and how you can use Walmart Pay for a smooth shopping experience.

Does Walmart Accept Apple Pay in 2025?

As of 2025, Walmart does not accept Apple Pay in its stores or on its website. Despite Apple Pay’s popularity and the convenience it offers, Walmart has chosen to keep Apple Pay out of its payment options. Instead, Walmart promotes its own mobile payment system called Walmart Pay.

Walmart Pay is integrated into the Walmart mobile app, allowing users to link their credit or debit cards to make payments directly from their smartphones. This system is available both in-store and online, offering a secure and efficient checkout experience.

Why Doesn’t Walmart Accept Apple Pay?

Walmart's decision to exclude Apple Pay stems from several key reasons:

1. Focus on Walmart Pay: Walmart has developed and invested in its own payment platform, Walmart Pay. By not accepting Apple Pay, Walmart keeps customers within its own ecosystem, offering them a seamless and branded experience while ensuring it has control over the transaction data.
2. Competing with Apple Pay: Walmart’s strategy is to keep users using its own system. By not supporting Apple Pay, the company encourages shoppers to adopt Walmart Pay, which can offer additional benefits like exclusive discounts and promotions.
3. Existing Partnerships: Walmart has partnered with payment providers like Visa, MasterCard, and Google Pay, allowing users to make secure payments through various other platforms. Walmart likely feels that these partnerships align better with its business goals.

What Payment Methods Does Walmart Accept?

Although Walmart doesn’t accept Apple Pay, there are still several convenient payment options available for both in-store and online purchases:

• Walmart Pay: The retailer’s own mobile payment option, available through the Walmart app. This works similarly to Apple Pay and is available at checkout.
• Credit and Debit Cards: Walmart accepts major credit cards (Visa, MasterCard, American Express, Discover) and debit cards.
• Gift Cards: You can use Walmart gift cards to pay for purchases, both online and in-store.
• Cash: For in-store transactions, Walmart accepts cash payments at the register.
• PayPal and E-checks: Online shoppers can use PayPal, e-checks, or Walmart’s own credit system to complete purchases.

How to Use Walmart Pay for a Smooth Checkout Experience

To take advantage of Walmart Pay, follow these simple steps:

1. Download the Walmart App: Start by downloading the Walmart app from the App Store or Google Play Store.
2. Set Up Walmart Pay: Link your credit or debit card to Walmart Pay within the app.
3. Pay with Walmart Pay at Checkout: When you’re ready to make a purchase in-store, open the Walmart app, select "Walmart Pay," and scan the QR code at the register to complete the transaction.

What Are the Advantages of Using Walmart Pay?

1. Security: Walmart Pay uses encryption to protect your payment information, providing a safe checkout process.
2. Convenience: You don’t need to carry physical cards or cash—just use your smartphone to complete purchases quickly.
3. Integrated Offers: Walmart Pay allows you to access exclusive deals and promotions through the Walmart app.

Conclusion: Is Walmart Pay Better Than Apple Pay?

In 2025, Walmart’s decision to stick with Walmart Pay rather than adopting Apple Pay might seem like a missed opportunity for some. However, for many Walmart shoppers, using Walmart Pay provides a convenient, secure, and efficient way to pay for purchases, both in-store and online.

While Apple Pay may be your preferred method of payment, Walmart Pay ensures a smooth, fast, and rewarding shopping experience with additional perks. If you’re a frequent Walmart customer, it’s worth getting familiar with Walmart Pay to enjoy its full benefits.

Call to Action: Want to know more about the latest payment trends in 2025? Check out our other articles on mobile payment systems, online shopping tips, and how to get the most out of your favorite retailers’ payment options!